After the family falls asleep, I open my emergency savings account again.

At night, I wake up alone and check my emergency savings account, wondering if I can put away enough this month.

Scenes

  • I check the balance again. — At night, while my family sleeps, I open my emergency savings account in the living room and check the balance.
  • I work out what to put away. — I subtract this month’s living expenses, then work out how much to transfer.
  • I spend longer checking the balance. — Emergency savings aren’t a one-time goal; you also have to decide how much to build back up.
  • I decide what balance to check. — I choose one amount to transfer today. Once I’ve sent it, I try closing the account.
  • Sometimes you have to build it back up. — In a month when you’re saving again after spending some, you can start with the amount you decided on today.

Stories by Golden Child

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