After hearing the request, I took a window seat on the bus.

Someone close to me asked to borrow a lot of money. I’m weighing what I could lose if I’m not paid back, along with the strain it could leave between us.

Scenes

  • Someone asked me to lend them a lot of money. — As I sit by the bus window, the amount someone close to me asked to borrow keeps coming to mind.
  • I don’t know when they’ll pay me back yet. — They told me they were in a hurry, but we haven’t set a date or a way to pay it back. Even after the bus stops, their words stay with me.
  • The loss has two sides. — When weighing the risk, look separately at the amount you might not get back and the strain it could put on the relationship.
  • Start with a clear repayment date. — Tonight, write down the amount and the date they said they’d pay you back. Leave any undecided part blank, and include that blank in your decision.
  • Could you manage if you never got it back? — Before deciding whether to lend, consider how much of the financial loss and strain on the relationship you could manage if the money never came back.

Stories by Haewol

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